Foster Family Home and Small Family Home (FSH) Insurance Fund
The Foster Family Home (FFH) and Small Family Home (SFH) Insurance Fund provides liability insurance coverage for foster parents related to incidents in providing foster care services. The Fund’s liability coverage is to licensed FFH, SFH, and, on or after January 1, 2019, approved resource family homes as defined in Section 16519.5 of the Welfare and Institutions Code.
This liability insurance covers certain valid claims of bodily or personal injury to foster children that occur during the foster care relationship, during the provision of foster care services, and during the time foster children are in the home.
The liability insurance provided by the Fund does not cover intentional or criminal acts against foster children by their foster parents.
There are additional exclusions that are specified in Health and Safety Code section 1527.3
The Fund’s coverage limit is $300,000 for all claims per licensed FFH, SFH or, on and after January 1, 2019, approved resource family home during any consecutive 12- month period.
Explanation of Benefits and Coverage
General Claims Information or Incident Reporting: